MINIMUM FICO SCORE
- 620 with DTI Limits
- 640 high balance with limits
DOWN PAYMENT
- No down payment required
OCCUPANCY
- Primary residence
VA Loans
You've served us, now let us serve you!
VA loans offer low upfront costs and monthly mortgage payments for Service Members, Veterans, and eligible surviving spouses.
- Upfront funding fee financed
- No monthly mortgage insurance required
- 100% gift funds allowed
- Up to 4% seller contribution
This communication is for informational purposes only, this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancellation at any time and without notice. Contact Preferred Rate's Brentwood Team to learn more about mortgage products and your eligibility.
Ready To Take The Next Step?
Whether you're dreaming of homeownership, looking to refinance for better terms, or simply exploring your options, our Brentwood branch is here to help you move forward with confidence. Our experienced mortgage professionals are committed to guiding you through every stage of the process with clarity, care, and personalized support. Choose the path that fits your needs below - and let's make your goals a reality.
