MINIMUM FICO SCORE
- 620 min FICO or 640 with MI
- *Contact your MI company for details
DOWN PAYMENT
- 3% minimum
OCCUPANCY
- Primary residence, 2nd home, & investment properties
Coventional Loans
Have a strong down payment?
Looking to purchase with a large down payment, a vacation home, or an investment property - this may be the right loan for you!
- No mortgage insurance with 20% down *
- 100% gift funds allowed
- Up to 9% seller contribution
This communication is for informational purposes only, this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancellation at any time and without notice. Contact Preferred Rate's Brentwood Team to learn more about mortgage products and your eligibility.
Ready To Take The Next Step?
Whether you're dreaming of homeownership, looking to refinance for better terms, or simply exploring your options, our Brentwood branch is here to help you move forward with confidence. Our experienced mortgage professionals are committed to guiding you through every stage of the process with clarity, care, and personalized support. Choose the path that fits your needs below - and let's make your goals a reality.
