MINIMUM FICO SCORE
- 620 with manual UW
- 640 standard guides
DOWN PAYMENT
- No down payment required
OCCUPANCY
- Primary residence
USDA Loans
Looking to get away from the city life?
USDA requires 0% down payment and the possibility of financing your closing costs. Great for borrowers looking to become a homeowner in qualifying rural areas.
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- Upfront funding fee financed
- Annual fee required
- Up to 6% seller contribution
This communication is for informational purposes only, this is not a commitment to lend. All loans are subject to buyer and property qualification. All programs, rates and fees are subject to change or cancellation at any time and without notice. Contact Preferred Rate's Brentwood Team to learn more about mortgage products and your eligibility.
Ready To Take The Next Step?
Whether you're dreaming of homeownership, looking to refinance for better terms, or simply exploring your options, our Brentwood branch is here to help you move forward with confidence. Our experienced mortgage professionals are committed to guiding you through every stage of the process with clarity, care, and personalized support. Choose the path that fits your needs below - and let's make your goals a reality.
